1. Library FinesWhile holding onto your rented library book for a few extra weeks might not have seemed like a big deal at the time, it could have come with a cost. And if you opted to ignore that late fee, you may be hurting your credit score. Libraries
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Getting the best interest rate is important- the lower the rate, the more money you have in your pocket. Here are a few ways to ensure that you get the best interest rate for your mortgage loan:1. Improve your credit scoreKeep credit card balances low, ma
Jan 25, 2017 | 247 baltimore credit home loan lenders loan programs maryland refinance real estate mortgage interest rates
Not many people like to uproot their family and go through the stresses of home buying and moving during the holidays, but some do. Here’s why they might just be doing it the right way…1. Less Market ActivityLots of family, school, and work a
Dec 04, 2016 | 247 application home loan credit lenders loan programs maryland refinance real estate new mortgage millenials
One mistake that home buyers commonly make is not getting a pre-approval. Many home buyers believe that a pre-qualification is the same as a pre-approval, which is not true.A mortgage pre-qualification can easily be defined as an estimation of how m
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Thinking of buying a home? Here are some best practices for building your credit:Keep balances low. For the best credit score, keep your balance under 30% of your card’s total limit. If your credit card has a $500 limit, don’t carry a balance
Oct 23, 2016 | 247 application baltimore credit home loan lenders loan programs maryland refinance real estate new mortgage mistakes
What credit score do I need to get the best rate? Great question! This is one that I hear frequently from clients. The answer is.......it depends on your situation. It depends on what type of loan program you are using, how much of a down
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